Insurance Appraisers, Auto Damage
Overview
Insurance Appraisers, Auto Damage has a national median salary of $78,240 per year, with -8.7% projected job growth from 2025–2035. The Bureau of Labor Statistics lists a postsecondary certificate as the typical education needed to enter this occupation.
Description
Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.
Work Values
- Independence
- Support
- Working Conditions
Work Styles
Responsibilities
Tasks
- Evaluate practicality of repair as opposed to payment of market value of vehicle before accident.
- Review repair cost estimates with automobile repair shop to secure agreement on cost of repairs.
- Examine damaged vehicle to determine extent of structural, body, mechanical, electrical, or interior damage.
- Prepare insurance forms to indicate repair cost estimates and recommendations.
- Estimate parts and labor to repair damage, using standard automotive labor and parts cost manuals and knowledge of automotive repair.
Work Activities
- Working with Computers
- Documenting/Recording Information
- Making Decisions and Solving Problems
- Resolving Conflicts and Negotiating with Others
- Performing for or Working Directly with the Public
- Communicating with Supervisors, Peers, or Subordinates
- Communicating with People Outside the Organization
- Getting Information
- Organizing, Planning, and Prioritizing Work
- Updating and Using Relevant Knowledge
Detailed Work Activities
- Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.
- Entering, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form.
- Analyzing information and evaluating results to choose the best solution and solve problems.
- Handling complaints, settling disputes, and resolving grievances and conflicts, or otherwise negotiating with others.
- Performing for people or dealing directly with the public. This includes serving customers in restaurants and stores, and receiving clients or guests.
- Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.
- Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.
- Observing, receiving, and otherwise obtaining information from all relevant sources.
- Developing specific goals and plans to prioritize, organize, and accomplish your work.
- Keeping up-to-date technically and applying new knowledge to your job.
T-A-S-K
Technology, Abilities, Skills & Knowledge
Technology Skills
- Electronic mail software
- Presentation software
- Project management software
- Data base user interface and query software
- Spreadsheet software
Abilities
- Oral Comprehension
- Oral Expression
- Problem Sensitivity
- Written Comprehension
- Written Expression
Skills
- Speaking
- Writing
- Active Listening
- Reading Comprehension
- Critical Thinking
Knowledge
- Customer and Personal Service
- English Language
- Computers and Electronics
- Mechanical
- Administrative
Education
Education Levels of Current Workers
The Bureau of Labor Statistics lists a postsecondary certificate as the typical education needed to enter this occupation. The chart below shows the highest level of education held by people already working in this field, ages 25 and older. It includes workers who earned more education than the job requires and workers who entered the field under earlier requirements, so the largest bar is not the entry requirement. For example, if someone finished a bachelor's degree and then started working in this field, they are counted under “Bachelor's degree” here, but the job itself typically asks for a postsecondary certificate.
Certificates
Certifications applicable to Insurance Appraisers, Auto Damage:
| Certificate name | Certifying Organization | Type |
|---|---|---|
| Truck Equipment Certification - E2 Electrical/Electronic Systems Installation & Repair | National Institute for Automotive Service Excellence | D |
| Associate in Claims - Management (AIC-M) | The Institutes | I |
Income & Employability
Income Percentile
The median (50th percentile) is the middle wage; 10% earn less than the low figure and 10% earn more than the high figure.
| Low (10%) | $58,360 |
| Median (50%) | $78,240 |
| High (90%) | $101,590 |
Income by Experience
How pay typically grows from entry level (0–2 yrs) to expert (8+ yrs).
| Entry (0–2 yrs) | $69,746 |
| Mid (3–5 yrs) | $74,312 |
| Senior (6–8 yrs) | $83,970 |
| Expert (8+ yrs) | N/A |
Employability
There are currently 13,500 jobs in this career path (2025). That number is projected to change to 12,400 by 2035, a -8.7% change.
-8.7% growthVideo Resources
Training Programs
11 programs at 5 schools on Career School App prepare students for a career as Insurance Appraisers, Auto Damage, including Auto Body / Collision Repair (11).
- Collision Repair and Refinishing Service ManagementLincoln Tech · Denver, COAssociate Degree · 82 weeks
- Technology in Collision and Auto Body RepairMech-Tech College · Caguas, PRDiploma · 15 months (5 quarters)
- Automotive Collision Technology TechnicianRIVEROAK Technical College · Live Oak, FLCertificate · 1,400 clock hours (1 year and 6 months)
- Collision Repair TechnologyRosedale Technical College · Pittsburgh, PAAssociate In Specialized Technology · 4 semesters of 16 weeks
- Automotive Collision Technology TechnicianTraviss Technical College · Lakeland, FLCertificate · 1,400 clock hours
- Collision Repair and Refinishing Service ManagementLincoln Tech · Nashville, TNAssociate Degree · 82 weeks
- Collision Repair and Refinishing Service ManagementLincoln Tech · Indianapolis, INAssociate Degree · 82 weeks
- Collision Repair and Refinishing TechnologyLincoln Tech · East Windsor, CTDiploma · 54 weeks
- Collision Repair and Refinishing TechnologyLincoln Tech · Indianapolis, INDiploma · 54 weeks
- Collision Repair and Refinishing TechnologyLincoln Tech · Nashville, TNDiploma · 54 weeks
- Collision Repair and Refinishing TechnologyLincoln Tech · Denver, CODiploma · 54 weeks
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This site incorporates information from O*NET Web Services by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). O*NET® is a registered trademark of USDOL/ETA. Used under the CC BY 4.0 license.
Certification, licence and career video information is sourced from CareerOneStop, sponsored by the U.S. Department of Labor, Employment and Training Administration (DOLETA) and the Minnesota Department of Employment and Economic Development (DEED).
Wage, employment and outlook figures are from the U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OEWS) and the Employment Projections program. Figures describe the occupation, not any particular program or graduate.
Career cluster definitions are from Advance CTE.
Pay-by-experience bands are from Lightcast (as recent as July 2025).